Friday, April 6, 2012

Learn How to Make A Real Distinction Using These Autoresponder ...

There are so many small tasks involved in IM, and many of them are very easy and highly repetitive and time-consuming. Automation replaces many of the time consuming tasks, and for the small business that is important.Email marketing happens to be an integral part of any online business, where an autoresponder plays a big role in making things hands-free. After you have experienced the automation provided by an autoresponder, then you will never want to be without it, again. We would like to share some autoresponder tips that we feel can give you a better idea about them and email marketing.

You can create a positive impression on people by sending out a ?thank you? after they subscribe, and explain a little bit about what they signed up for. So send out your email expressing your appreciation and let them know that you acknowledge that they are on your list. Be different and create a positive relationship with your list subscribers ? we have seen so many awful email marketers who do not even make an attempt to build any kind of relationship. Always be very clear about what they can expect in your newsletter, and then be consistent with delivering on that promise. So it is just a good thing all around to always be positive and upbeat with your list because positive energy is contagious.

Do you have any ideas at this stage? Email marketing is a massive area with many additional sub-topics you can read about. Yes, it is true that so many find this and other similar subjects to be of fantastic value. At times it can be tough to get a distinct picture until you discover more. Do you know precisely the kind of info that will help? If not, then you should learn more about this. You have a sound base of a few essential points, and we will make that much stronger for you as follows.

Naturally you will have the ability to track open rates, clicks, and other important stats. You will really like using these features because you can run tests on emails and do split testing, etc. The things you can test are totally up to you and only limited by your imagination. If you see that not many people are clicking on your link in the email then maybe the call to action is not strong enough. So that is why all of those things are so important to you, and be sure to use them in your campaigns.

One extremely imporant thing is to make every email something that willl help people and has good vaue. The reason why someone is on your list and is receiving emails from you is because they want to get targeted information that they can use now. It is really true that you can make a lot of money with a list, but you have to do your part first ? not the other way around. So many online marketers do not even try to build a relationship.

An autoresponder service will really become your best friend and ally in your email marketing campaigns. These tips aren?t that difficult to apply but they play a big role in helping you succeed with email marketing. Each customer has a lifetime value attached to them in your market, and that is what you must go after. And using an autoresponder becomes easy to tap into your customer base and actually bring this value out.

The writer is an internet advertising professional ? who writes on numerous home services related topics corresponding to Orlando water damage, water damage Clearwater and water damage Sarasota.

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Letting Go of Mie: Foster Parent Friday - Handling Birth Family Gifts

Letting Go of Mie: Foster Parent Friday - Handling Birth Family Gifts

Foster Parent Friday - Handling Birth Family Gifts


I got this question from a blog reader after my last Foster Parent Friday post.? As a reminder, please feel free to ask me questions anytime by writing it in the comments or by e-mailing mie (see my contact page or my link on the right side of this page). Q: How much is too much for biologicals (bio parents, bio grandparents, etc.) to spend buying gifts for our kids? Our girls just came back from spending a day with a biological grandparent - a good relationship, we trust them greatly. But I know that at least $200 was spent on 2 pre-school aged girls today. Every time they see this person, it is gifts ... gifts ... gifts! How much is too much? How do we teach them that love with bios is more than just gift-getting? A: This is such a great question.? Though the specifics of this person?s question may only relate to their case, I can say I?ve seen this type of situation at least a few times before.? Sometimes its nice but often times as the foster parent it is annoying and frustrating at the least.? That being said, if I?ve learned anything from foster care its that my idea of what is black and white is not sufficient to judge wrong or write in all circumstances.? In other words ? it depends.? Things are so complex with foster care and there are sometimes numerous acceptable answers.? That being said, I firmly believe that in every situation there is a best answer, whether all options are ?wrong? or all options are ?right? ? one is best.? The best answer in foster care ? We wouldn?t be making these decisions ? birth parents would be whole and complete, always able to provide sufficiently for their children with love and wisdom.? Birth children would always be with their birth parents, who would be parenting together, for the best interest in raising their children to be responsible, loving, caring adults. We don?t live in a perfect world though so we have imperfect things to face, like the one where you have parents who are unable to sufficiently parent their children for a variety of reasons, therefore their children are in foster care, and these parents feel the need to shower their children with gifts, in spite of or because of their children not being with them.? Here are the things I wrestle with in answering this question: ????????? The $$ amount purely depends on someone?s financial position, both the birth family?s and the foster family?s.? I just took my kids to Disneyland ? tickets are $80 per person with a $5 discount if the child is under 11.? We bought food.? We bought souvenirs.? It was something we could afford ? it may not be something someone else can afford.? Often times I can afford to give my kids new clothes as they need them (and by new I mean new, never used).? Though I?m frugal and choose not to do this stuff all the time I know for a fact I can do it more than most of the birth families I?ve had.? I spent $150 on Easter baskets & presents, Easter outfits, and Easter activities (egg decoration) and that doesn?t count the food or other stuff we?ll buy for our Easter day festivities.? Is that a lot?? It depends ? some people spent way more while others struggled to buy anything.? The fact is that while I could judge a birth family for spending a particular dollar amount that I don?t see appropriate for certain ages, I could also see them pointing right back at mie for doing the exact same thing. ????????? If you?ve read Gary Chapman?s The Five Love Languages series, you?ll know that some people express and/or feel love through gifts.? This is NOT my love language and in fact associating gifts with love grates on mie significantly.? If you ask people who really know mie, they would tell you that I hate receiving gifts.? I don?t like the association between ?I love you? and money. ??(I also have a strong fear that I won?t have a reaction that honors the gift and therefore the giver, so I?d rather not receive a gift).? But I love giving ? not to say ?I love you? but to bless someone else with something they need or want.? With all this said it may cloud my judgment on what is right and wrong with gift giving.? I do know that giving, even things of monetary value, is Biblical and that God gives ?good and perfect gifts? to his children because He loves us.? Far be it for mie to stop someone from expressing their love to their kin through gifts if the basic idea is Biblical. ????????? Giving gifts is one of the only things birth families can do to know, without a doubt, that the kid can remember their parent while they are away from them.? If they give their children a special doll (or 5) or a stuffed toy or something like that, it helps the parent feel like the child can physically take those things with them during the week and have a piece of the parent/child relationship even though they are apart.? Opposition to these gifts ????????? Love is more than gifts.? I deeply want to write ?gifts are not love?, but again we know that giving is a part of love so that wouldn?t be entirely true.? The problem with birth families showering gifts upon their children is that it ends up being one of the only ways they are showing love to their children in foster care.? Frankly, they often only see their children on court appointed visits 1-2 hours per week.? If they spend their time eating candy, soda, and opening gifts they don?t have much other time to show other types of love.? Love languages are primarily learned (rather than biological) and so by only showing one type of love to their child the child learns to only feel love through one thing ? this thing being gifts.? Again looking at the 5 love languages ? they miss out on physical touch (hugs, etc.), quality time, words of affirmation, and acts of service. ?Even if a parent is showing sacrificial love by doing everything they can to get their kids back, the kids don?t often get to see those efforts and that type of demonstration of love because they aren?t together as it is happening.? Though no parent can show perfect love to their children because we aren?t perfect to begin with, it would be better for the children if they didn?t always associate love with giving gifts, especially parental love, if for no other reason than it sets the child up for not feeling loved if they aren?t constantly showered with gifts.? At the end of the case, no matter how it is resolved birth parents will not be able to constantly shower the child with gifts and at that point the child will feel as if they are not loved.? It isn?t best for the kids. ????????? It sets up an unrealistic standard for the foster parents.? Foster parents have to be parents 24/7, not just an hour or two a week.? This means that not only can they not shower the children with gifts constantly but they also have to show love in other more practical ways.? For example ? feeding the children, bathing them, providing them with a roof, cleaning the house, and discipline.? Foster parents almost always have a disadvantage in parenting ? they will always be second best.? That?s ok, but when biological parents setup the standard of showering the kids with gifts it makes the challenge that much harder.? Discipline is a big one and I can give you an example with one of my kids.? Most of the time when I discipline or tell her no, one of my children pouts and eventually cries that she wants her mommy XXXX.? Does she want her and miss her?? Sure, but really what she?s doing is associating the fact that her mommy wouldn?t discipline her or would give her whatever she wanted.? Why is that?? Because for the length of this case that is what happens on visits.? So, when she asks for that second bag of chips and I tell her no, that she can have a healthy snack instead, she bursts into tears because mommy XXXX would let her.? If she has to sit in time out for hitting her brother she wants her mommy because she wouldn?t make her sit in time out.? I work through this with her, but its not fair to mie that I?m the evil step-mom because I?m teaching her boundaries and worse yet its not fair for her to be overly tormented by reasonable boundaries.? ????????? Foster parents are responsible for providing things to their foster children, especially clothes, food, etc.? When you have a birth parent who showers gifts on their kids it makes it very difficult for the foster parent to know what needs purchased and what doesn?t.? It also makes it difficult come birthdays and holidays for other foster children or forever children in the home.?? With our last Christmas we went out and purchased gifts for all of our kids.? We purchased the same number of gifts for each child (one from mom, one from dad, one from each of the other siblings, etc.).? This is a well-groomed system in our home.? The visit before Christmas (after we purchased all our gifts to the tune of approx. $800), the foster kiddos came back with 2 LARGE bags of stuff from their mom and extended family.? Do I begrudge them this?? No, certainly I want them to purchase gifts for their children, but now what were we to do with our own kiddos?? They didn?t get any extra gifts though their lives are constantly turned upside down to be good siblings to new kids.? So should I take our gifts back?? No, that?s not right because on Christmas morning then the fosters are singled out with less gifts and that?s not cool.? To make matters worse Summer was a foster child when the gift lists went out and so she too got a slew of gifts from the state even though she had been adopted by that point ? the only person who didn?t was our bio son.? Clothes are similar ? they sometimes come with clothes but when its time to buy new ones we do our best to get them quality clothes that fit them.? It never fails that we go out and buy their new season wardrobes and two weeks later the birth family sends a new set (it does fail ? it doesn?t happen that often but does happen).? Now what do we do?? We?ve already cut the tags off our new clothes so now we have a ton of clothes that we don?t need.? Which brings me to the next point. ????????? Managing the children?s things versus things from the home can be a nightmare.? Take the clothing example ? where do you put an extra set of clothes that you don?t need when you already have 4 kids and extra clothes for other kids you don?t have?? How do you make sure that you keep the stuff they came with separated so that they leave with what they came with.? I know some foster parents send everything home with the kids ? but we don?t do that.? We do send some things we buy home with them, but there are other things we have like baby gear (blankets, bottles, etc.) that we keep when they leave.? I have a playroom stuffed with toys ? how can I remember which toys came with the fosters, which they got while they were here from the birth parents, and which we bought that might stay.? It really is complicated.? I don?t ever want to be accused of keeping things that rightfully belong to the kids but honestly it?s happened just because there is no way I can fully keep track of who belongs with what all of the time.? Our recent birth mom writes the kids name on their stuff with black marker.? This is fine, but sometimes we don?t use their given last name for their protection.? At church we use ours so there is no doubt those kids should come home with us and not someone else who may claim to be the parent? so now there is black marker with a name that the nursery staff doesn?t recognize on their stuff ? how likely is it that we?ll lose it.? I assure you no matter how much we try we will lose something and I hate to do that after the birth family went out of their way to buy them something. ????????? Often times things the birth family give are not appropriate and it causes a dilemma.? In our home we don?t watch spongebob ? I can?t tell you how many things kids have brought home with his mug.? What do you do?? Do you take it away and say its not welcome in our home?? Do you let them play with it?? How do you explain that lack of consistency?? Food is often another problem.? I had an 18 month old come home with a bag of funions.? We don?t feed 18 month olds chips ? so what do you do?? On holidays like Easter they?ll send bags and bags of candy, cookies, etc.? I don?t let kids eat that much junk food, maybe a little here and there, so do you let them or not?? These are all things we have to face.? The clothes are often inappropriate ? when #7 came all of his clothes said something like ?Here comes trouble? or ?I?m looking for a time-out?.? Well that poor kid was my RADish one and he didn?t need anything preceeding him to label him a troublemaker.? What do you do?? Hide them, let them wear them?? Complicated.? The Christmas toys I mentioned earlier ? most of the toys in that bag were things found at the bargain store.? Nothing wrong with that per se but in this case they broke within minutes or in some cases were hazardous.? Then I was left taking away a toy the parents gave them or throwing it away ? both for their own good, but clearly then I?m the bad guy for doing something a GOOD parent would do. Bottom line ? when the birth families shower the kids with gifts its not wrong, per se, but it causes a lot of challenges they probably aren?t aware of and in the end are probably not the best for the kids.? If you look at the supporting reasons, they are mostly centered on meeting the parents needs, not the kids.? If you look at the opposing reasons, they are mostly focused on the needs of the foster parent, still not the kids.? Personally I think the thing that bothers me most about excessive gift giving by the birth family is that as a parent it infuriates mie to see them spend money they often shouldn?t be spending on stuff when what their kid really needs is for them to show them love by getting their act together and being a good parent.? We see parents who can?t afford to keep their lights on or who live in rodent infested apartments find a way to spend $50-$100 per week on junk for their kids when they could be spending that to find a better place to live or pay their bills more consistently.? We see parents who throw a party for their kids each visit and then go off the rest of the week and get high.? We see kids who were beaten, bruised, and told they are worthless receive nothing but gifts during visits and it makes us mad.? All the kids want and need is to have their birth parents love them enough to provide a safe, nurturing environment for their children.? That?s it.? We provide that for them but we?ll never be good enough ? their kids want that from their birth family.? So, what do I do?? Here?s my advice ?
  • Relax standards a little bit ? you may not let them watch spongebob but maybe sleeping in their favorite SB pajamas once in a while won?t hurt.? Maybe you don?t let them have junk food but finishing that sucker they came home with won?t kill them.? Pick your battles wisely and remember, for the kids sake, that these objects may not be great but it IS a symbol of their parents love, pure or not.
  • If kids come with a ton of stuff (toys), allow them to pick one or two things to play with at a time and keep the rest in a separate area where they can switch out toys as needed.
  • Set standards for the birth family ? if they are always bringing junk food explain to them, away from the child, that in your home you eat healthy food and anything unhealthy will be thrown away.? Make suggestions on healthy things the kids can have that would be a better choice they could provide (Your son LOVES string cheese ? maybe you can pick up that for him next time?).? Tell them if the child has a need ? if they need PJS, tell them they need warm weather PJs in size 2 and that they love Thomas the Tank.? Tell them they need new socks.? Tell them its your job to provide them and you will but if they want to send something to let you know.? Also warn them that though you?ll do your best to return anything sent home with them when the kids go home, you can?t guarantee that it will all make it through the time the child stays in your home.? Explain that if there is something with special value they should keep it with them for visits only.
  • If, as in the blog reader?s question, you?re dealing with a foster-to-adopt or straight adoption situation, don?t be afraid to set even higher standards.? Our daughter?s birth parents have asked for our address several times so they can send gifts (yet they haven?t made it to their visits).? I explained to them that our agreement is that we have contact during certain months, which happen to be visit months.? I explain that she has everything she needs right now and the most important thing they can do is save their money so they can come see her ? if they have gifts then they can bring them to her themselves.? If you have extended family or birth parents, post adoption (I wouldn?t risk it before adoption is final or at least rights are terminated), who insist on showering them with too much stuff, explain to them that you are now the legal parent and you feel they are spending too much on them.? Set a limit that is more reasonable for you and explain that if they want to do more than that they can put the money in a college fund, CD, etc. in the child?s name so they can use it later.?
  • Don?t hesitate to involve the caseworker, CASA, or ad-litem if need be.?
Gifts in foster care can be a tricky thing to navigate but if you try to remember that most parents are TRYING to show love to their kids in a way they know how and then try working with the parents as needed, it is something that is possible to navigate successfully ? as successfully as anything can be done in foster care I suppose!

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Debt Consolidation Plans | Finance Monster

Credit card debt can get a person into a ton of trouble. They will find that the more debt that they have that it becomes almost impossible to get out from under. It is no wonder that more and more people are struggling to get rid of their credit card debts. Credit cards pull people in with low introductory rates and the idea of these seems to get people believing that they can control their spending. But, with such interesting cards, it is hard for the person not to think that they can pay it off later. Then, they enter into the phase in which they are using the card and making the minimum payments, really never getting out from under the debt that they have. A debt consolidation plan is a bit different from a debt reduction plan that the person can choose from. With a debt consolidation plan, all the debt that the person has is consolidated into one lump sum. With the help of companies that specify in this type of consolidation, the person will find that they can get a lump sum payment that is lower than the overall debt that they have.

With this type of plan the sum that the person pays is usually fifty percent less than what they would pay if they were to keep paying on these credit cards on their own. The company will give the person a certain amount of time in which they are supposed to compile their funds in order to get the payment that the creditors and the company have agreed to. For some people this time limit can be a year or less. During this time, they put the money into a different account that the company has opened for them. Meanwhile, the company argues with the creditors for a lump sum payoff for the credit card. This is different from unemployed debtors with savings.

Once the person has reached the limit that has been specified, the company will disperse these funds to the credit card company that needs them. They will find that after this occurs that they are completely debt free. They cannot use the credit cards any longer as the companies have canceled these cards, which is common practice for anyone entering into a debt consolidation plan. However, it can help the person to get out from the debt and start their life over.

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Amnesty urges Russia to free punks after protest

[ [ [['beyond the incredible personal tragedy', 3]], 'http://news.yahoo.com/stand-ground-laws-not-just-gop-policy-records-053103956.html', '[Related: \?Stand your ground\? laws not just GOP policy\, records show]', ' ', '630', ' ', ' ', ], [ [['A JetBlue flight from New York to Las Vegas', 3]], 'http://yhoo.it/GV9zpj', '[Related: View photos of the JetBlue plane in Amarillo]', ' ', '630', ' ', ' ', ], [ [['Afghan security forces and police killed three', 3]], 'http://yhoo.it/H9BcJE', '[Related: Bales\' wife on his alleged shooting: \'He would not do that\']', ' ', '630', ' ', ' ', ], [ [['looking for fireworks between the opposing camps', 16]], 'http://yhoo.it/GSvEsj', '[RELATED:\?It?s going to be a circus\?: Activists begin protests outside Supreme Court]', ' ', '630', ' ', ' ', ], [ [['entirely respectable way to put off the searing constitutional controversy', 8]], 'http://yhoo.it/GE6jSh', '[RELATED: Obama\?s health care law passed 2 years ago, but where are we now\?]', ' ', '630', ' ', ' ', ], [ [['Witnesses said the gunman pulled up on a black scooter', 7]], 'http://yhoo.it/GzwOIW', '[Related: New York police tighten security at Jewish sites]', ' ', '630', ' ', ' ', ], [ [['test Zimmerman for alcohol or drugs', 11]], 'http://yhoo.it/Gzn6VF', '[Related: White House says Trayvon Martin is local issue]', ' ', '630', ' ', ' ', ], [ [['This is as serious of a tornado', 7]], 'http://news.yahoo.com/photos/tornadoes-touch-down-in-texas-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120403/trucksdallas.jpg', '630', ' ', 'Reuters', ], [ [['Oikos University', 8]], 'http://news.yahoo.com/photos/deadly-oakland-university-shooting-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120402/shooting.jpg', '450', ' ', 'REUTERS/Reuters TV/KNTV/Handout', ], [ [['Trayvon Martin decked the Neighborhood', 7]], 'http://yhoo.it/GUovUP', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/61/261d2c36bccf0971c2734a4d4398aa5a.jpeg', '512', ' ', 'AP/David Goldman', ], [ [['Can you create commerce in order to regulate it', 9]], 'http://yhoo.it/GSgtu8', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/78/778e2416573870cd705774e92403447d.jpeg', '630', ' ', 'AP/Charles Dharapak', ], [ [['associated with such a small earthquake', 4]], 'http://yhoo.it/GTco9z', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/0/b4/0b493c1a47b6e3f97f8f48a2b251d7d4.jpeg', '630', ' ', 'AP Photo/Carrie Antlfinger', ], [ [['Fox News host Geraldo Rivera sparked outrage', 3]], 'http://yhoo.it/GKMVTk', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/7c/27c7367bc512d233ae1790b320a5e92c.jpeg', '630', ' ', 'AP Photo/John Minchillo', ], [ [['The charges signed against Bales include', 1]], 'http://yhoo.it/wZT5zV', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/a0/7a07c51b2aa0f39b1a23355046d13870.jpeg', '512', ' ', 'AP Photo/DVIDS\, Spc\. Ryan Hallock\, File', ], [ [['George Zimmerman, if I had a son', 6]], 'http://news.yahoo.com/photos/thousands-protest-fla-teen-death-1332387124-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/22/d761a49f3fcc99080a0f6a70670053cd-jpg_150905.jpg', '500', ' ', 'AP Photo/John Minchillo', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

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Thursday, April 5, 2012

YUM Alert! BAILEYS? Coffee Creamers Has Two New Flavors ...

OK, so they are not exactly new flavors, but they are fat-free versions of two of my favorites. ?In addition to seven delicious original flavors including French Vanilla, Hazelnut, The Original Irish Cream, Caramel, Cr?me Brulee, Toffee Almond Cream and Chocolate, BAILEYS? Coffee Creamers has convinced me to try fat-free versions of Original Irish Cream and French Vanilla! ?This is especially impressive, since too much coffee creamer can turn a harmless cup of joe into a diet disaster...

So, do they taste like the original? ?Pretty much. ?And since it's easy to go overboard with the creamer in your extra-large coffee mug (I am guilty of doing double the standard dose), it's best not to add too much fat to your beverage of choice.

You can find these new flavors -- along with the originals -- in the fridge section of your local Walmart. ?Check out the website for more information on flavor offerings, or check them out on Facebook!

Wanna Save? ?See what exciting coupon offers are available now from Baileys Creamers....

*Samples received to review. ?Opinions are 100% my own.

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Earnings Too High To Claim Passive Losses? | Bankrate.com

George SaenzDear Tax Talk,
I got married in 2011. My taxable income is $106,000 and my wife's is $50,000. We just got our taxes done, and because our combined income was more than $150,000, our tax preparer told us we could not use any of our business losses from our rental houses. This fact made our taxes increase for 2011 by $4,700. Is our tax preparation guy correct, or is he missing something?

Thanks.
-- Tom

Dear Tom,
Your tax guy is correct. The more you make, the fewer tax breaks you get. One of those tax breaks that goes away as your income exceeds certain thresholds is the allowance of passive losses against nonpassive and portfolio income such as salary and interest income.

Rental real estate is considered a passive activity, the losses from which are only allowed against passive income. Passive income is income from business activities in which you don't materially participate, including other rental activities.

As always is the case in tax law, there are exceptions. Taxpayers whose modified adjusted gross income, or MAGI, is less than $100,000 can claim up to $25,000 in rental losses. The $25,000 cap is reduced $1 for every $2 a taxpayer's MAGI exceeds $100,000. For example, a MAGI of $110,000 exceeds $100,000 by $10,000 so the $25,000 limit is reduced to $20,000. At $150,000, the reduction to the cap is the full $25,000, which is your situation. Any losses you can't claim are carried over to future years and allowed as a deduction against passive income, including gain on the sale of the property. If your income were to go below the thresholds, then you would also be able to claim the losses, including those carried over.

To ask a question on Tax Talk, go to the "Ask the Experts" page and select "Taxes" as the topic. Read more Tax Talk columns.

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Google Winding Down E-Book Reselling Program To Focus On Play

books_blog_header_900x155_v3The American Booksellers Association sent a letter to its members today announcing that Google was putting an end to its reseller program, which allowed independent bookstores to operate an e-book storefront using Google as the wholesaler. The news was confirmed shortly afterwards by a post on the Inside Google Books blog, saying "it?s clear that the reseller program has not met the needs of many readers or booksellers."

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